# Fintech & Finance AI startups in the UK

AI companies reshaping money, from capital markets and lending to payments, wealth and accounting. London's position as a global financial centre makes it a natural home for AI built for finance.

16 companies · 90 open UK & remote roles

## Companies

- [Cleo](https://aistartupslist.co.uk/company/cleo.md) · Shoreditch · Series C. AI-powered money assistant app for budgeting and financial advice.
- [9fin](https://aistartupslist.co.uk/company/9fin.md) · City of London · Series C · 23 roles. AI-native data and analytics platform for debt capital markets.
- [Aveni](https://aistartupslist.co.uk/company/aveni.md) · Edinburgh · Series A · 13 roles. AI assurance and productivity tools for UK financial services.
- [Primer](https://aistartupslist.co.uk/company/primer.md) · City of London · Series C · 20 roles. Payments orchestration infrastructure that connects processors, optimises routing and unifies the payment stack.
- [Stacks](https://aistartupslist.co.uk/company/stacks.md) · London · Series A · 8 roles. Uses agentic AI to automate financial close, reconciliations and journal entries for enterprise finance teams.
- [Adfin](https://aistartupslist.co.uk/company/adfin.md) · Shoreditch · Series A. Agentic finance platform automating invoicing, payment collection and cashflow for small businesses.
- [Model ML](https://aistartupslist.co.uk/company/model-ml.md) · King's Cross · Series A. AI workspace built for financial services, automating analysis and client-ready documents for banks and investors.
- [Saturn](https://aistartupslist.co.uk/company/saturn.md) · London · Series A · 7 roles. AI operating system automating compliance, back-office and research workflows for wealth managers and advisers (YC S24).
- [finbar](https://aistartupslist.co.uk/company/finbar.md) · London · Seed. AI investment analyst automating financial modelling, research and data analysis for hedge funds and investors (YC W25).
- [Combinely](https://aistartupslist.co.uk/company/combinely.md) · London · Seed. AI co-worker automating data extraction, tax research and review across tax, audit and accounting workflows (YC X25).
- [Zalos](https://aistartupslist.co.uk/company/zalos.md) · London · Seed. Computer-use AI agents automating reconciliation, billing and month-end close inside existing ERP and banking systems (YC F25).
- [Rex](https://aistartupslist.co.uk/company/rex.md) · London · Seed. AI-native order-to-cash service whose agents run collections, reconciliation and portal uploads end to end (YC S26).
- [Capsa AI](https://aistartupslist.co.uk/company/capsa-ai.md) · King's Cross · Series A · 6 roles. Capsa AI provides an agentic AI platform that indexes a private capital firm's internal knowledge to automate deal sourcing, due diligence and portfolio monitoring.
- [Finster AI](https://aistartupslist.co.uk/company/finster-ai.md) · King's Cross · Series A. AI-native research platform that automates financial analysis and workflows for investment banking and asset management teams with source-cited AI agents.
- [Ramp](https://aistartupslist.co.uk/company/ramp.md) · London · Series F · 13 roles. New York spend-management fintech standing up a London team; AI agents that automate corporate cards, expenses and accounts payable.
- [Noggin HQ](https://aistartupslist.co.uk/company/noggin-hq.md) · Newcastle · Seed. One of very few new UK credit reference agencies licensed in a decade; scores creditworthiness from permissioned open-banking cashflow rather than credit history, with bias monitoring on the models. Founded by two friends who were both refused credit while working full time.